Personal & business banking

Banking that respects your money and your time

SAXO Bank gives you accounts, transfers, cards, and savings on one secure platform — with the transparency and rigor of an enterprise core banking system behind every transaction.

No hidden fees · Cancel anytime · Your data stays yours

Accounts that just work

Open checking, savings, and multi-currency accounts in minutes and see balances update in real time.

Fast, free transfers

Move money between your accounts and to other members instantly, with every transfer fully traced.

Cards in your control

Freeze and unfreeze cards, set limits, and track every transaction from your phone.

Save with intent

Fixed and recurring deposits with transparent, automatically-posted interest.

Bank-grade security

Two-factor authentication, device management, and an immutable audit trail on every action.

Manage it all online

Statements, notifications, support, and payments — your whole bank, in one place.

256-bit
encryption at rest & in transit
24/7
monitoring & fraud detection
<1s
internal transfer settlement
100%
double-entry reconciled

Open your account today

It takes a few minutes. Verify your identity, and start banking with confidence.